Our team at Square One Financial Group is committed to guiding you through the intricacies of life insurance, helping you make informed decisions that align with your long-term goals. Whether you're looking for Term Life Insurance to safeguard your mortgage, address general life insurance needs, or enjoy the benefits of return of premium policies, we have tailored options to fit your specific needs.
For those seeking lifelong coverage, our Permanent Life Insurance options include Whole Life, Children’s Life, Universal Life, Indexed Universal Life, and more. With Guaranteed Level Premiums, you can lock in consistent rates, providing stability and predictability in your financial planning.
In addition to our comprehensive life insurance offerings, we understand the importance of planning for final expenses. Our Final Expense Life Insurance provides guaranteed acceptance without the need for a medical exam, and is accessible for individuals aged 0-86. With coverage ranging from $5,000 to $35,000, our policies ensure financial protection for your loved ones, covering 100% of funeral expenses.
Life insurance provides financial coverage for major expenses in the event of your death. These expenses may include funeral expenses, mortgage payments, debts, tuition, and everyday living costs. Your beneficiaries have the freedom to determine how the payout will be utilized. The proceeds are typically paid in a single lump sum and are generally exempt from taxes.
Securing life insurance earlier offers the advantage of locking in lower rates, as premiums tend to rise with age. However, there are pivotal moments in life when reassessing or obtaining coverage becomes essential. Whether you're embarking on the journey of starting a family, venturing into entrepreneurship, or engaging in end-of-life planning, Square One Financial is here to support you during these critical times. Our commitment is to ensure that you have the right coverage at every stage of life.
Term life insurance provides coverage for a specified period based on paid premiums. If no claims are made, coverage expires. It is a good option for those who need affordable coverage during important life stages, like raising children or paying off a mortgage.
In contrast, whole life insurance offers coverage for your entire life, as long as premiums are paid. Whole-life policies can accumulate cash value, depending on the policy terms. Due to the potential cash value and lifelong coverage, whole life insurance premiums are typically higher than term insurance for the same coverage amount.
We've partnered with Ethos to streamline our life insurance application process. Applicants answer a few health and lifestyle questions, and there is no medical exam. Approval is quick, with up to $2M in coverage in about 10 minutes.
No. The application through Ethos is free and does not bind you to any obligations. It will not impact your credit score. Furthermore, each policy comes with a 30-day free look period. If you decide to cancel within the first 30 days, you will receive a full refund of the premium you paid. After the initial 30 days, you can cancel your policy at any time without incurring any cancellation fees.
Life insurance provides financial coverage for major expenses in the event of your death. These expenses may include funeral expenses, mortgage payments, debts, tuition, and everyday living costs. Your beneficiaries have the freedom to determine how the payout will be utilized. The proceeds are typically paid in a single lump sum and are generally exempt from taxes.
Securing life insurance earlier offers the advantage of locking in lower rates, as premiums tend to rise with age. However, there are pivotal moments in life when reassessing or obtaining coverage becomes essential. Whether you're embarking on the journey of starting a family, venturing into entrepreneurship, or engaging in end-of-life planning, Square One Financial is here to support you during these critical times. Our commitment is to ensure that you have the right coverage at every stage of life.
Term life insurance provides coverage for a specified period based on paid premiums. If no claims are made, coverage expires. It is a good option for those who need affordable coverage during important life stages, like raising children or paying off a mortgage.
In contrast, whole life insurance offers coverage for your entire life, as long as premiums are paid. Whole-life policies can accumulate cash value, depending on the policy terms. Due to the potential cash value and lifelong coverage, whole life insurance premiums are typically higher than term insurance for the same coverage amount.
We've partnered with Ethos to streamline our life insurance application process. Applicants answer a few health and lifestyle questions, and there is no medical exam. Approval is quick, with up to $2M in coverage in about 10 minutes.
No. The application through Ethos is free and does not bind you to any obligations. It will not impact your credit score. Furthermore, each policy comes with a 30-day free look period. If you decide to cancel within the first 30 days, you will receive a full refund of the premium you paid. After the initial 30 days, you can cancel your policy at any time without incurring any cancellation fees.
Our team of dedicated professionals brings a wealth of experience in financial planning and insurance services. Whether you're safeguarding your family's future with life insurance, planning for retirement, or seeking strategies to manage debt, we're here to lead the way.
Client
I had a fantastic experience with Square One's annuity solutions. Their team guided me through the process, helping me choose the right plan for my retirement goals. Their funeral funding plan was thorough and gave us comfort in knowing our needs in the future are taken care of.
Client
Square One Financial Group listened to my needs and provided a great policy. Their debt action plans are innovative, helping me pay off debts faster while saving for the future. A reliable and trustworthy financial partner!
Client
I'm incredibly satisfied with Square One's life insurance offerings. They tailored a policy to my specific needs, providing comprehensive coverage for my family. Their annuity expertise ensured a stable income for my retirement years. Knowledgeable and amazing customer service!
Client
Get up to $2M in life insurance the easy way with Ethos and Square One Financial Group. With no medical exam, just a few health and lifestyle questions, Ethos approves up to 95% of applicants in about 10 minutes through their 100% online application. Apply Now!
*Prices start at $7/month based on a 20-year-old female, healthy, non-smoking for a 10-year term and $100,000 policy.
866-65-QUOTE
preplan@squareonefinancialgroup.com
5011 Gate Parkway
Building 100, Suite 100
Jacksonville, FL 32256
M - F | 10:00 AM - 6:00 PM
Weekends by Appointment
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Square One Financial Group
We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside of it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.
Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to
Square One Financial Group's approach to life insurance is exceptional. They understood my needs and provided a policy that's perfect for my family.