Our debt action plans introduce you to a strategic and highly effective method to ensure your life insurance doesn't just provide security for your loved ones after you're gone but becomes a powerful financial tool throughout your lifetime. We empower individuals to reshape their financial landscape, teaching them how to reallocate the money they're currently spending on bills in a smarter and more impactful way.
Imagine a world where your life insurance policy is not just a safety net but a dynamic resource for your financial goals. By leveraging participating whole life insurance, you can transform it into a personalized bank, unlocking the potential to pay off debts, boost retirement savings, and achieve financial milestones you never thought possible. Seize the opportunity to take control of your financial destiny with a concept that reshapes the way you view and utilize life insurance.
Our debt action plans provide a unique opportunity to access Tax-Free Cash from your life insurance policy while you're alive. By strategically utilizing participating whole life insurance, you can tap into funds without incurring tax liabilities, offering a valuable source of liquidity to address outstanding debts.
This approach is exclusive to insurance policies that accumulate a cash value, such as whole or universal life insurance. Policyholders with term life coverage, however, do not accumulate a cash value and therefore cannot make withdrawals from their policy.
While debt action plans can be highly effective for many, it's important to note that they may not be suitable for individuals with existing liens. Our approach focuses on optimizing financial strategies within certain parameters, and certain factors may impact the feasibility of implementing these plans.
Absolutely. One of the powerful aspects of our debt action plans is the ability to continuously earn interest on the money within your life insurance policy. This interest can be harnessed and strategically employed to accelerate debt repayment or boost retirement, providing an efficient and proactive approach to achieving financial freedom.
Utilizing your life insurance policy to settle debts has the potential to yield significant savings, potentially saving you hundreds or even thousands in overall interest. If you hold whole-life insurance, accessing funds through your provider can be a more straightforward process compared to traditional banking channels, as there is no credit check required. Moreover, you'll benefit from more advantageous repayment terms.
Yes, we can teach you how to access your death benefit while you are still alive in the case of illness. This feature provides a financial safety net during challenging times, giving you the flexibility to utilize the benefits of your life insurance policy when you need them the most. The ability to access the death benefit due to illness adds an extra layer of protection, ensuring that your life insurance becomes a dynamic resource not only for your loved ones in the future but also for you during unexpected health challenges.
Our plans enhance the benefits of your policy, ensuring that it provides financial security for you and your loved ones while also serving your current financial goals.
However, it is important to note that anything you wind up owing will eventually be taken from the death benefit.
Our debt action plans provide a unique opportunity to access Tax-Free Cash from your life insurance policy while you're alive. By strategically utilizing participating whole life insurance, you can tap into funds without incurring tax liabilities, offering a valuable source of liquidity to address outstanding debts.
This approach is exclusive to insurance policies that accumulate a cash value, such as whole or universal life insurance. Policyholders with term life coverage, however, do not accumulate a cash value and therefore cannot make withdrawals from their policy.
While debt action plans can be highly effective for many, it's important to note that they may not be suitable for individuals with existing liens. Our approach focuses on optimizing financial strategies within certain parameters, and certain factors may impact the feasibility of implementing these plans.
Absolutely. One of the powerful aspects of our debt action plans is the ability to continuously earn interest on the money within your life insurance policy. This interest can be harnessed and strategically employed to accelerate debt repayment or boost retirement, providing an efficient and proactive approach to achieving financial freedom.
Utilizing your life insurance policy to settle debts has the potential to yield significant savings, potentially saving you hundreds or even thousands in overall interest. If you hold whole-life insurance, accessing funds through your provider can be a more straightforward process compared to traditional banking channels, as there is no credit check required. Moreover, you'll benefit from more advantageous repayment terms.
Yes, we can teach you how to access your death benefit while you are still alive in the case of illness. This feature provides a financial safety net during challenging times, giving you the flexibility to utilize the benefits of your life insurance policy when you need them the most. The ability to access the death benefit due to illness adds an extra layer of protection, ensuring that your life insurance becomes a dynamic resource not only for your loved ones in the future but also for you during unexpected health challenges.
Our plans enhance the benefits of your policy, ensuring that it provides financial security for you and your loved ones while also serving your current financial goals.
However, it is important to note that anything you wind up owing will eventually be taken from the death benefit.
Our team of dedicated professionals brings a wealth of experience in financial planning and insurance services. Whether you're safeguarding your family's future with life insurance, planning for retirement, or seeking strategies to manage debt, we're here to lead the way.
Client
I had a fantastic experience with Square One's annuity solutions. Their team guided me through the process, helping me choose the right plan for my retirement goals. Their funeral funding plan was thorough and gave us comfort in knowing our needs in the future are taken care of.
Client
Square One Financial Group listened to my needs and provided a great policy. Their debt action plans are innovative, helping me pay off debts faster while saving for the future. A reliable and trustworthy financial partner!
Client
I'm incredibly satisfied with Square One's life insurance offerings. They tailored a policy to my specific needs, providing comprehensive coverage for my family. Their annuity expertise ensured a stable income for my retirement years. Knowledgeable and amazing customer service!
Client
I wasn't sure about pre-planning my own funeral. However, after talking with Mark at Square One Financial Group, I realized just how important and easy it would be. Mark's guidance helped me understand the benefits of planning ahead and alleviated my concerns about the process.
Client
I was previously unfamiliar with beneficiary liquidity plans. After a discussion with Square One Financial Group, I recognized it as an appropriate choice for me and my family, especially considering our need for financial stability. I would recommend them to anyone seeking guidance.
Client
Did you know there are numerous ways to get access to Tax-Free Cash from your policy while you're alive? Intrigued and curious about these innovative financial strategies? Get in touch now!
800-PRE-PLAN
preplan@squareonefinancialgroup.com
5011 Gate Parkway
Building 100, Suite 100
Jacksonville, FL 32256
M - F | 10:00 AM - 6:00 PM
Weekends by Appointment
Subscribe to our newsletter for the latest financial insights, tips, and exclusive offers.
Copyright © 2024 Square One Financial Group, LLC
All rights reserved.
Square One Financial Group
We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside of it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.
Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to
Square One Financial Group's approach to life insurance is exceptional. They understood my needs and provided a policy that's perfect for my family.