Beneficiary Liquidity Plan®

Planning Ahead

The Final Piece of Your Financial Plan®

A Beneficiary Liquidity Plan® (BLP), gives you the ability to plan ahead by allocating existing funds to help cover expenses your loved ones are likely to incur in the months following your passing.

There may be expenses that surviving families members may need to take care of upon your passing and before any inherited funds can be accessed. More than 50% of families report going into debt after the death of a loved one.² The Beneficiary Liquidity Plan® can help to avoid potential financial burdens left to beneficiaries. This plan provides full access to policy funds within 48 hours. 

These funds can be used for:

  • Mortgage payments
  • Legal fees related to closing out your estate
  • Funeral expenses
  • Loss of wages
  • Loved ones travel expenses
  • And more

Ensure Your Loved Ones Have Quick, Easy Access to Allocated Funds

These allocated funds can help cover expenses to settle your estate.

  • No health questions
  • No medical exam or tests
  • No required ongoing premium payments
  • Guaranteed issue whole life policy¹
PLUS, full access to policy funds within 48 hours.

Avoid the Cost of Leaving Your Loved Ones to "Figure It Out”

Avoid the Cost of Leaving Your Loved Ones to “Figure It Out”

Gain Full Access Within Days, Not Months

We use a patent pending process to help your loved ones when they need it most.
No death certificate is required if filing through a licensed funeral home.³

With Your Beneficiary Liquidity Plan®

Total Time:

Often 24-48 Hours

Electronic claim filed through a licensed funeral home³

Full policy benefit paid out in as little as 24-48 hours

Without a Beneficiary Liquidity Plan®

Total Time:

Often 60-90 Days or Longer

Request a copy of the Death Certificate from Department of Health and Human Services

Wait as many as 4-6 weeks to receive it

File claim paperwork with the insurance or investment company

Wait up to another 30 days for the claim paperwork to get processed and funds released.

The policies are funded by Homesteaders Life Company, a company that works directly with funeral homes across the country to complete the claims process, so they won’t need to wait for a copy of the Death Certificate. As a result, they are able to pay claims quickly. If your beneficiaries choose to file their claim through a licensed funeral provider, they could have access to policy funds within 24-48 hours.

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Years in the Financial & Funeral Industries

Licensed to Sell Insurance & Annuities

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States Served Plus the District of Columbia

Certified Notary Public
State of Florida

Explore Our FAQs

Access Funds Within 48 Hours

No death certificate is required if filing through a licensed funeral home.* We use a patent pending process to help your family when they need it most. 

There are no required ongoing monthly payments for this coverage. You simply allocate a small portion of your existing financial assets into a BLP.

If at your passing you don't have a BLP in place, your beneficiaries will need to do the following during this difficult time:

  • Request a copy of the Death Certificate from Department of Health and Human Services.
  • Wait as long at 6 weeks to receive the certificate by mail.
  • File claim paperwork with the insurance and/or investment company.
  • Wait up to another 30 days for the claim paperwork to get processed and funds to be released.

 

Testimonials

With Us, Your Financial Future Is in Trusted Hands

Our team of dedicated professionals brings a wealth of experience in financial planning and insurance services. Whether you're safeguarding your family's future with life insurance, planning for retirement, or seeking strategies to manage debt, we're here to lead the way.

Square One Financial Group's approach to life insurance is exceptional. They understood my needs and provided a policy that's perfect for my family.

Federico R.

Client

I had a fantastic experience with Square One's annuity solutions. Their team guided me through the process, helping me choose the right plan for my retirement goals. Their funeral funding plan was thorough and gave us comfort in knowing our needs in the future are taken care of.

Ryan S.

Client

Square One Financial Group listened to my needs and provided a great policy. Their debt action plans are innovative, helping me pay off debts faster while saving for the future. A reliable and trustworthy financial partner!

Philip W.

Client

I'm incredibly satisfied with Square One's life insurance offerings. They tailored a policy to my specific needs, providing comprehensive coverage for my family. Their annuity expertise ensured a stable income for my retirement years. Knowledgeable and amazing customer service!

Keyla D.

Client

I wasn't sure about pre-planning my own funeral. However, after talking with Mark at Square One Financial Group, I realized just how important and easy it would be. Mark's guidance helped me understand the benefits of planning ahead and alleviated my concerns about the process.

Brandon O.

Client

I was previously unfamiliar with beneficiary liquidity plans. After a discussion with Square One Financial Group, I recognized it as an appropriate choice for me and my family, especially considering our need for financial stability. I would recommend them to anyone seeking guidance.

John M.

Client

Reach Out Today!

Get a Beneficiary Liquidity Plan® for Peace of Mind

Cover unexpected financial burdens for your loved ones after your passing. Find out more about how a BLP can benefit you and them. Get in touch now!

¹Single Premium Whole Life Policy funded by Homesteaders Life Company, Form#ICC22-IND-GenBridge.

²According to the 2022 “The Cost of Dying” report published by Empathy.com.

³The funeral home assisting with claim submission must be based in the United States and participating in electronic claims. Filing by mail or without a licensed funeral provider may delay initial processing and payout.